Debt Restructuring
If you require expert, professional help with your or your company’s debt, we can help. We provide expert debt advice & solutions aimed at professionals.
Debt Restructuring Legal Advice
Since establishment, Pegasus has assisted clients to clear their debts with a simple, hassle free and practical programme.
Having conducted a detailed analysis of the system, Pegasus has concluded that debt management does not work. It has therefore designed a debt clearance programme. This debt clearance programme is not bankruptcy, nor is it IVA.
Help for Professionals in Debt
We have assisted many people from every profession, and we have concluded that professionals in particular are very embarrassed at the prospect of seeking help with debt. With good reason, we thought. In our opinion, debt management and debt advice are generally targeted at individuals on the bottom rung of the Socio-Economic ladder. Consequently, professionals can sometimes feel belittled and patronised.
Indeed, the individuals staffing debt advice and debt management companies often assume that professionals never need debt help. In circumstance, when those professionals seek help, they are not afforded the respect they deserve. Staff can be over-familiar, to the point of being disrespectful. This, of course, is only our opinion.
Our Staff
Our debt clearance team is staffed by legally qualified individuals, and individuals with knowledge and experience of dealing with debt. Equally as important, they are helpful, respectful and courteous, and will listen to you as well as talk with you.
Dealing with your creditors on your behalf
Here at Pegasus, we understand the pressures that our clients face while struggling to pay off their debts. Often people feel helpless and think there is nowhere to turn. We will deal with your creditors on your behalf. We handle all queries and correspondence on your behalf. Your allocated personal adviser will communicate with your creditors on your behalf, and he/she will be available to assist you when you need it.
A single point of contact
Our debt management programme ensures that you no longer have creditors and debt collectors knocking at your door, telephoning at inconvenient hours and have you dreading the post. All correspondence from your creditors and their agents will be handled by our advisers.
Advise you on all consumer credit disputes
Our dedicated Barristers, experienced in consumer credit issues, will help you with any consumer credit issues you may have.
Debt counselling
Often, clients get trapped in the debt web because they are ill-advised or they simply have no knowledge of how to get help to get back on their feet. Your personal adviser will not only manage your debts for you; they will give you advice to enable you to gain control of your life and finances again.
Does the Programme Benefit You?
The programme liberates you. It is simple to set up and, once in place, you only have one low monthly payment to make. Your monthly payment is practical and affordable to you. Your adviser will go through an income and expenditure form with you. They will agree with you a monthly payment figure that you can afford. It is your personal adviser that will negotiate with your creditors for a reduced monthly payment figure. Your personal adviser will handle all correspondence on your behalf. Our relationship with the creditors means that we can aim to negotiate a freeze or substantive reduction in interest rates or charges that may be applicable to your account. All this with a view to ensuring you are debt free within 5 years, whatever your level of debt.
Your adviser is there for you. They will review your circumstances on a 6-monthly basis, to ensure that the information they have and the information your creditors have at any point in time reflects your circumstances. Each client is special and important to us. We tailor your programme to your individual needs, and that way you can be sure the service you get from Pegasus is personal to you. With your plan in place, you only pay what you can afford and we deal with everything else. We aim to ensure your satisfaction, and to take away the worry about being pursued by your creditors and their agents.
If your company is in debt and is serious about continuing in business debt-free, then Pegasus can help. We will evaluate your position and provide the best program that will ensure you can work your way back to a healthy trading position.
Contact Pegasus
Call us on 0121 455 8347 or click here to make an enquiry.